We continue to offer a market for the true Artisan Contractor.You advise your clients on a daily basis regarding the way you can enhance their home and businesses; let your independent insurance agent offer guidance as to how to protect your business. Having the right coverage at the time of a loss is the greatest investment you can make.We offer several coverages designed to protect your assets.
Coverage for your buildings, furniture and fixtures, machinery and equipment, office supplies, inventory, personal property owned by you and used in your business, betterments and improvements and additional structures on your property to name a few.
This coverage protects you (the “insured”) from the risks of liabilities imposed by lawsuits and similar claims for a covered cause of loss.
Being sued is not something you anticipate, but everyday legal actions are taken due to negligence, personal injury, libel, slander, errors, omissions, faulty products, advertising misprints, etc. General liability coverage plays a major role in providing protection for your financial assets in case of a law suit. Defending a suit, as the policy makes clear, includes the costs of investigating the claim against the insured and handling negotiations with the claimant that may lead to a settlement rather than a court proceeding.